Astro Guru Harry

Haresh(Harry)Nathani

Cell +91 986 721 4103

E Mail [email protected]

We also Sell Various financial products

Life Insurance from ICICI Prudential & LIC

General Insurance: Mediclaim, Personal Accident,

Marine, Motor, Foreign Travel.

Mutual Funds

Fixed Deposits, Debentures, Bonds

We have online facilty for all financial products

Astro Guru Harry/R H Enterprises

India
ph: +91 986 721 4103

Foreign Travel Insurance

for Business, Leisure, Education

We are Authorised distributors for Foreign Travel Policy of ICICI Lombard. Policy can be got from us 24X7. Inquiries for sub distributorship are welcomed all over India.

Travel Insurance, Choose Wisely

Travel insurance is not taken seriously by many individuals. Unfortunately, it is an important aspect of travel that customarily remains ignored by travellers. All kinds of necessary and lavish travel expenses are taken care of except for travel insurance. However, this is certainly not prudent on a traveller’s part. Tour insurance should definitely be a significant part of your holiday plans. Regardless of whether you travel nationally or internationally, the travel insurance and trip insurance expenses should be given their due importance. These plans are devised in a fashion to cover all types of expenses related to health, robbery and accidental loss for many reasons.

Benefits of Travel Insurance
There are many benefits you can experience by purchasing through me insurance plans for travel. Specified below are some of the best paybacks you can reveal by touring with a trip insurance plan in hand

Cover for Health Expenses
In terms of unexpected health crisis, your travel insurance and trip insurance plans will pay attention to all the expenditures sustained in the hospitals and the treatment costs. In certain emergency circumstances, surgeries are also conducted and reimbursed depending on the nature of problem.

Loss of Baggage Cover
This is recognized as one of the most significant covers presented to tourists by insurance corporations at present time. It covers you against damage incurred due to loss of important travel documents, money and personal possessions.

Legal Support Cover
Nearly all insurance plans offer cover against expenditures sustained due to necessity for legal help during travel period.

Death and Foreign Nation Funeral Expenses Cover
Under the occurrence of accidental demises, this cover will take care of the expenditures sustained.

Emergency Medical Evacuation Cover
This is a significant insurance wherein the covered individual gets seriously ill and faces shortage of sufficient health services.

Emergency Evacuation or Delayed Departures Cover
The cover is appropriate in case of expenditures that might be sustained due to emergency evacuation prior to the planned date or postponed flight exoduses. This is particularly useful where the tickets prices are non-refundable.

Travel Insurance Plan Types

Overseas Travel Insurance Plan
The travel insurance and trip insurance plan offers precise cover under all facets of a global travel plan. However it is compulsory according to the rulebooks of most countries of the world.

Student Travel Insurance Plan
This is an important plan precisely crafted keeping in mind the requirements of students travelling to a foreign country to pursue higher education. It is also obligatory to purchase one prior to taking admittance in a university abroad. It will support in case a crisis during the period of stay.

Single Trip Insurance Plan
It is a brilliant plan that covers you for the travel period of any single holiday. It is widely available with insurance providers these days.

Domestic Travel Insurance Plan
This online insurance travel plan takes good care of all expenditures sustained during domestic trips within the country. This insurance policy covers all expenses incurred in consequence of loss of baggage, personal accidents, emergency hospitalization etc.

Multi Trip Insurance Plan
This is a type of annual or once in a year plan that must be a part of trip plan for all frequent travellers.
Key Benefits
- Cashless hospitalisation facility available worldwide
- Avail of quality health care through our tie up with United Health International (UHI is a leading US based health care provider)
- No medical check-up required
- The insurance also covers medical evacuation costs back to India
- Pre-existing diseases are covered under life-threatening situations*
- Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days)
- Pay Per day: Slab rate for first 7 days only, then pay on a per day basis
- Extend the policy online in case you extend the trip, pay only for number of days extended.
- This policy also covers you for hospitalisation in case of Swine Flu / H1N1 influenza, if it is not a pre-existing disease.
* Conditions Apply

What is not covered
- Pre-existing conditions except in case of life-threatening situations
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss of valuables, money, securities and tickets
- Loss of passport in public places
- View details of policy Coverage
* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
Note: For medical Cover the maximum amount that can be claimed per illness or injury is US$ 100,000. Further sub-limits applicable for persons aged 56 and above.
** Deductible of US$ 50.
*** 12 hours
# On value - Building insured on reconstruction value, Contents insured on their present market value
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days. This benefit can be availed only once during the policy period
^ Delay of more than 3 Hours
+ 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier
++ Upto US$ 100 per day, if trip is delayed for more than 6 hours